Buy Before You Sell programs are primarily designed for owner-occupied residential transactions — where you are moving from one primary residence to another. Availability for investment properties varies significantly by program and provider.

Primary Residence to Primary Residence

The core BBYS use case: you own a primary residence and are buying a new primary residence. This is the most widely supported scenario and where all major BBYS programs operate.

Investment Property as the Departing Residence

Some programs allow the departing residence to be an investment property — meaning you are selling a rental or investment property and using a BBYS advance against its equity to fund a new purchase. This is less common but available through select providers.

Investment Property as the New Purchase

Using BBYS to purchase an investment property (rather than a primary residence) is generally not supported by most programs. The new purchase is expected to be a property you will occupy.

What to Ask

If your scenario involves investment property — either as the departing residence or the new purchase — be upfront with Lendia about your goals. We can identify which BBYS programs, if any, accommodate your specific situation.