Lendia Mortgage — California Specialty Loans
Specialty Loan Programs
From first-lien HELOCs and hard money to fix-and-flip and buy-before-you-sell, Lendia offers specialty financing solutions for California homeowners, homebuyers, and investors with unique needs.

Specialty Programs

Wealth Builder HELOCA first-lien variable-rate line of credit tied to 30-day SOFR. Use your home's equity to eliminate interest and build wealth faster.Explore Wealth Builder HELOC → Buy Before You SellPurchase your next home before selling your current one — without the stress of a contingent offer or temporary housing.Explore Buy Before You Sell →
Hard Money LoansAsset-based financing for investors and borrowers who need speed and flexibility over traditional qualification requirements.Explore Hard Money Loans → Fix and Flip LoansShort-term financing for California investors acquiring and renovating properties for resale — with funding based on after-repair value.Explore Fix and Flip Loans →
HELOCA flexible home equity line of credit that lets you borrow against your equity as needed — ideal for home improvements, debt consolidation, and more.Explore HELOC → Non-QM HELOCA home equity line of credit for self-employed borrowers and investors who need alternative income documentation to qualify.Explore Non-QM HELOC →
Serving homebuyers and investors across California — including Orange County, Los Angeles County, San Diego County, the Inland Empire, and communities throughout Southern California. Lendia is licensed by the California DRE and NMLS.