VA Loan Eligibility Guidelines

A veteran’s eligibility can be earned by serving in the Army, Navy, Air Force, Marine Corps, Coast Guard, Reserves or National guard and was discharged under conditions other than dishonorable.

You may be eligible for a VA Home Loan if you meet one or more of the following conditions:

• Active Duty Personnel
  • Served 90 Days during war time
  • Served 181 continuous days during peace time
• Selected Reserves & National Guard
  • Completed 6 years as Member of Active Unit
  • Honorable Discharged and Retired
  • Service Connected Disability
• Un-Remarried Spouse Who died while in Service
• Spouse of Service Person MIA or POW
• Discharged for Service Connected Disability
• Reduction in Force after 20 months of 2 year enlistment

There are numerous exceptions to the length of service requirements. To find out if you are eligible for a VA loan, call 949-333-4636 to speak with one of Lendia’s VA Loan specialists who can help you with your specific needs, or contact us here to get a VA loan rate quote and verify your eligibility.

The fastest way to find out if you are eligible for a VA Loan is to contact a mortgage consultant at Lendia by calling 949-333-4636. We can obtain a Certificate of Eligibility (COE) for you in a matter of minutes and discuss your loan options as well.

Another way to obtain your certificate of eligibility is to complete VA Form 26-1880 and mail it directly to the VA.

**To start the loan process with Lendia you do NOT need your Certificate of Eligibility in hand.