Step by Step Guide
Types of Home Loans
- What is a VA Loan?
- What are the VA Loan Limits?
- VA Loan Eligibility
- VA Funding Fee
- Advantages of VA Loans
- VA Loan vs. Conventional and FHA Mortgages
- What are the VA Residual Income Requirements?
- How to Apply for a VA Loan
- VA Loans for Home Purchase
- Types of Properties Eligible for a VA Home Loan?
- VA Loan Refinancing
- Do I need DD214 to know if I am eligible for a VA Loan?
- What are VA Entitlement Codes
- VA Mortgage Purchase Loan Checklist
- VA Funding Fee
- VA Loans Frequently Asked Questions
How to Apply for a VA Loan
At Lendia we make the process for applying for a VA loan extremely simple. Simply follow the steps below and if you are unfamiliar with any of them give us a call at 949-333-4636 and speak to a Lendia VA loan specialist and we will gladly explain it.
- Find out if you are eligible for a VA Loan and obtain a Certificate of Eligibility we can help with that
- If this is your first home you need to know how much you can afford and what your maximum purchase price is. Let us help you figure that out
- If you are refinancing you have three options:
- Streamline Refinance your existing VA loan to lower your payment and interest rate
- Refinance your existing VA loan and get cash out up to 100% of the value of your home (income and liabilities are important here).
- Refinance an existing FHA or Conventional loan into a VA loan (income and liabilities are also important here)