Step by Step Guide

Types of Home Loans

The Cons Of An FHA Loan

You’ll have to pay an upfront mortgage insurance premium (MIP) as well as annual MIP, which is included in your monthly mortgage payment.
FHA loans are not available for second homes or investment properties.
In most counties, the FHA loan limits are less than conventional loans.

2022 Mortgage Loan Limits For Conventional, FHA, & VA Loans

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)

1 Conventional Loans

2 VA Loans

3 FHA Loans

The Cons Of An FHA Loan

2022 Mortgage Loan Limits For Conventional, FHA, & VA Loans

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