VA Loan Certificate of Eligibility

In order to qualify for a VA Loan Lendia needs to obtain your Certificate of Eligibility (COE) in order to prove that you are entitled to VA benefits. Although not needed we might ask for a copy of your DD214 and for you to fill out VA Form 26-1880 (request for COE) which details your service history.

In most cases we are able to obtain the Certificate of Eligibility (COE) through our access to the VA’s WebLGY site without the need for the items above.

How can a Veteran obtain the Certificate of Eligibility

1. Obtain a Copy of your Certificate of Eligibility through Lendia Click here to obtain a Certificate of Eligibility
2. Call Lendia at 949-333-4636 and speak to a VA Loan specialist
3. Apply online though the VA Portal
4. Apply by Mail by completing VA Form 26-1880 (request for certificate of eligibility)

If you have any questions about the Certificate of Eligibility, DD-214, or VA Form 26-1880 call 949-333-4636 and a Lendia VA Loan specialist will assist you or complete the request online.

What do I need to obtain a Certificate of Eligibility?

• If you are a Veteran, a current or former National Guard, or Reserve member who has been activated Federal active service you will need a copy of your DD-214 in order for the certificate of eligibility to be issued.
• If you are an Active Duty Service member you need a current statement of service:
  • Signed by (or by the direction of): The adjutant, personnel office, or commander of the unit or higher headquarters
  • Showing: Your full name, Social Security Number, Date of birth, Entry date on active duty, The duration of any lost time, The name of the command providing the information
• If you are a Current National Guard or Reserve member who has neverbeen Federal active service you need a Statement of Service:
  • Signed by (or by the direction of): The adjutant, personnel officer or commander of your unit or higher headquarters
  • Showing: Your full name, Social Security Number, Date of birth, Entry date on duty, The total number of creditable years of service, The duration of any lost time, The name of the command providing the information
• If you are a Discharged member of the National Guard who has neverbeen activated for Federal active service
  • NGB Form 22, Report of Separation and Record of Service, for each period of National Guard service -OR- NGB Form 23, Retirement Points Accounting, and proof of the character of service
• If you are a Discharged member of the Selected Reserve who has never been activated for Federal active service
  • Copy of your latest annual retirement points statement and evidence of honorable service
• If you are a Surviving Spouse in Receipt of DIC (Dependency & Indemnity Compensation) benefits
  • Submit VA form 26-1817 and veteran’s DD214( if available)
  • Include veteran’s and surviving spouse’s social security number on the26-1817 form
• If you are a Surviving Spouse and are not receiving DIC (Dependency & Indemnity Compensation) benefits
  • Submit the following to the appropriate Compensation and Pension office: VA Form 21-534, DD214 (if available), Marriage License, Death Certificate or DD Form 1300– Report of Casualty