Refinance Calculator

Refinancing to a lower rate, lowers your monthly payment but it also saves you thousands over the life of the loan. Compare mortgage refinance rates with your current mortgage to see how much you could save.

Step 1. Enter your current mortgage information
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Step 2. Enter your new mortgage information
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Step 3. Compare results
Monthly Payment
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New:
Remaining Interest
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Remaining Total
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Mortgage Payoff Date
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Get Your Rate Quote Today

Whether it's time to buy or refi, we're here to help you take the next step. Use one of our quick & easy tools to find out what you qualify for!

How to Use Our Calculator

Step1: Enter the current loan balance, your monthly principal + interest payment and your current interest rate.

Step2: Enter the new loan term (in years, the new interest rate you are refinancing into and the estiamted closing costs of the refinance.

As you enter those numbers you will notice that figures in Step3 are updating showcasing the differences between steps 1 and 2.

2025 Mortgage Loan Limits For Conventional, FHA, & VA Loans

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)

Connect with a Lendia Professional Today!

(949) 333-4636