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Wealth Builder HELOC Calculator
See how much interest you could save — and how much faster you could own your home free and clear.
Your property
$
$
Rates
%
30-day SOFR ≈ 4.30% · Margin 2.50%–4.00%
%
Current 30-yr fixed for comparison
Your cash flow
$
Extra income swept nightly to reduce your balance
%
Avg annual SOFR change (+ up / – down)
Outstanding balance over time
Traditional mortgage
Wealth Builder HELOC
Cumulative interest paid
Traditional mortgage
Wealth Builder HELOC
Lendia NMLS #295073 | Equal Housing Lender
This calculator is for illustrative and educational purposes only. Results are estimates and do not constitute a loan approval, commitment, or guarantee. Actual savings depend on rate changes (this is a variable-rate product tied to 30-day SOFR), spending behavior, and individual financial circumstances. The Wealth Builder HELOC is a first-lien line of credit; interest accrues daily on the outstanding balance. Not available in New York, Hawaii, or Illinois. Texas is limited to second home and investment properties. All loan programs subject to credit approval and program guidelines. Terms and conditions subject to change without notice.
This calculator is for illustrative and educational purposes only. Results are estimates and do not constitute a loan approval, commitment, or guarantee. Actual savings depend on rate changes (this is a variable-rate product tied to 30-day SOFR), spending behavior, and individual financial circumstances. The Wealth Builder HELOC is a first-lien line of credit; interest accrues daily on the outstanding balance. Not available in New York, Hawaii, or Illinois. Texas is limited to second home and investment properties. All loan programs subject to credit approval and program guidelines. Terms and conditions subject to change without notice.